Plumbing Contractors Insurance in Boca Raton, FL
Plumbing contractors provide much-needed services for both residential and commercial customers alike. Providing these services, however, comes with a number of unique risks including property damage and the potential for legal action. A customized insurance package can help protect plumbing contractors against these liabilities.
At Fiorentino Insurance Group, we’re dedicated to providing comprehensive coverage to plumbing contractors throughout Florida. We consider risks related to equipment breakdowns, business interruptions and crime to create an effective, cost-conscious solution that best protects your business.
For help putting together the insurance portfolio that is best for you, call one of our dedicated agents at 561-368-4704. You can also request your free quote online now!
Plumbing Contractors Insurance
What is covered by plumbing contractors insurance?
Since plumbing contractors have a unique set of operational risks, they should consider the following coverages when purchasing a policy:
General liability – This coverage protects against third-party damages and injuries that result from mistakes or accidents while you or your employees perform plumbing services.
Property – This covers damage to tools, equipment, signage and other similar items belonging to your business.
Income loss – In the event of a work stoppage, income loss coverage can help you stay in business and keep moving forward by supplementing the money lost during a temporary halt in operations.
Completed operations coverage – After a job is completed, plumbing contractors can be held responsible if their work causes bodily harm or property damage to the property owner or others. This coverage can protect contractors when issues result in legal action.
Commercial auto insurance – If your business uses cars, trucks, vans or other vehicles, commercial auto insurance covers damages and losses incurred while you or someone else is acting in a business capacity.
Who should have plumbing contractors insurance?
Plumbing contractors insurance protects more than just plumbers. The following should consider purchasing a policy:
Septic system construction workers
Drainage system installers
Sewer hookup contractors
Piping & plumbing contractors
Sump pump installation and servicing contractors
Does regular contractors insurance cover plumbers?
Contractors, subcontractors and independent tradesmen should carry commercial insurance. However, regular contractors insurance may not cover all of the risks and liabilities plumbers face. Therefore, it’s important to purchase a policy portfolio that specifically protects plumbing contractors.
How much is plumbing contractors insurance?
The cost of plumbing contractors insurance varies depending on the policy. Discounts may occur when bundling policies. Our agents are happy to help you research and compare a wide swath of policy options to determine which ones are the best option for your overall budget.